Aaron Kong— Articles & Insights
FeaturedSelling your HDB flat? Don't confuse your sale price with the cash you take home. Your actual cash proceeds depend on a crucial calculation: subtracting your outstanding home loan, transaction fees, and your total CPF refund (principal plus accrued interest). Learn how to calculate your net returns.
Selling your HDB flat? Don't confuse your sale price with the cash you take home. Your actual cash proceeds depend on a crucial calculation: subtracting your outstanding home loan, transaction fees, and your total CPF refund (principal plus accrued interest). Learn how to calculate your net returns.
Transitioning from private property to an HDB resale flat is easier now that Singapore’s 15-month wait-out period is lifted. Private owners can buy a non-subsidised resale flat of any size immediately with cash or bank loans, making the old senior housing exemption rules obsolete.
Uncover the true cost of upgrading! Our latest financial breakdown reveals the exact cash, CPF and income needed under the TDSR calculator Singapore rules to buy a $1.5M home, establishing a realistic minimum salary for private property success and a clear condo downpayment breakdown.
Unlock your home’s hidden equity! Our latest breakdown shows how right sizing property Singapore styles—like moving from a landed estate to a luxury condo or a 5-room HDB to a 3-room flat—can maximize your downsizing property cash proceeds to fund a worry-free retirement.
Thomson Reserve Review: Launching at an estimated S$2,400–S$2,700+ PSF, District 20’s mega 1,268-unit launch features direct access to Upper Thomson MRT and sits within 1km of Ai Tong School. With low developer land costs giving a safety margin, is this a first-mover goldmine?
The Singapore private condo market is shifting as highly anticipated developments reach TOP. With private sales near four-year highs, the URA Rental Index holding at 152.3 and sub-sales surging, here is the data-driven capital gains and rental yield analysis investors need.
The Singapore HDB resale market has hit a major ceiling, marking its first back-to-back quarterly price contraction in seven years. Driven by a massive surge in new BTO supply and over 13,000 units reaching MOP, the balance of power is shifting. Here is what buyers and sellers need to know.
Buying a second property in Singapore requires a additional 20% ABSD. Property decoupling is the ultimate legal loophole to save six figures—but do hidden legal fees and stamp duties erase the benefits? Read our step-by-step cost vs. benefit analysis to see how it adds up.
Should you lock in a fixed rate or stick with a floating SORA plan? Following the Fed's sudden rate hike, Singapore's ultra-cheap mortgage era is ending. Learn how to navigate shifting bank packages, stress-test your TDSR, and secure the best home loan defense before rates drift higher.
The land cost of S$1,178psf ppr for Thomson Reserve gives UOL, CapitaLand and SingLand immense pricing elasticity. With an estimated launch pricing of S$2,500–S$2,700psf, this District 20 mega-launch matches surrounding resale rates, giving investors rare value and an asymmetrical risk-reward play.
Are Singapore new launch condo prices hitting a ceiling? This data-driven analysis breaks down current baseline PSF rates ($2,200–$2,500) driven by high land costs, contrasts them with next year's macroeconomic shifts and helps you decide whether to buy now or wait out the market.
Uncover the ultimate Thomson Reserve exit strategy. Can this 99-year District 20 mega-launch beat established freehold giants like The Calrose and Meadows @ Peirce? Discover the location catalysts, Ai Tong School premium, and MRT connectivity set to supercharge its future capital appreciation.
Lucerne Grand redefines District 22 living with doorstep access to Lakeside MRT and the retail convenience of Lucerne Galleria. Positioned inside the Jurong Lake District and within 1km of Rulang Primary, this family-centric development is a rare property gem. Find out more in this article.
Thomson Reserve is the ultimate infrastructure goldmine in District 20. Jointly developed by UOL, SingLand and CapitaLand, this mega-launch sits steps from Upper Thomson MRT. Secure first-mover advantage during the October 2026 preview before major transport catalysts lift capital appreciation.
Looking for the perfect family condo in 2026? Discover why Thomson Reserve in District 20 is a top choice. Boasting a prime 1km radius to Ai Tong School, easy walks to Upper Thomson MRT (TEL), and doorstep access to MacRitchie Reservoir, this mega launch perfectly balances nature and urban luxury.
Reaching your 5-year HDB MOP opens options. Unlocking your flat’s equity opens powerful pathways for asset progression, like upgrading to a private condo. To scale your portfolio safely, you must master transaction timing, calculate CPF accrued interest and stress-test your numbers.
While HDB resale prices show two quarters of slight softening, private home prices in Singapore remain resilient. Backed by upgraded GDP forecasts of 4.5% to 5.5%, strong economic fundamentals are preventing a market crash and creating a stable phase for buyers. Read more in this article.
Lucerne Grand presents an investment analysis evaluating CDL’s land cost, projected launch pricing, rental yields near Lakeside MRT, and exit strategies for Singapore's second CBD engine. This data-driven review examines whether the upcoming mixed-use launch aligns with current market potential.
Thomson Reserve is District 20’s biggest RCR new launch. Rising on the former Thomson View site, this 1,268-unit mega-project by UOL and CapitaLand features a low land cost of $1,178 psf ppr. It sits within 1km of Ai Tong School and steps from Upper Thomson MRT. Read our data-driven launch analysis.
Upgrading from an HDB flat to a private condominium in 2026 requires careful financial calculation for a smooth transition. This comprehensive playbook outlines LTV loan caps, selling timelines and methods to safely and legally unlock CPF proceeds for a risk-free property transition.
Secure Singapore’s last 5-year MOP ECs before the new 10-year lock-in! Capped at the old $16,000 income ceiling, these final 5 upcoming executive condo launches—including Wynwood Grand and Solano Grand—offer premium living with top liquidity. Discover which project fits your asset strategy.
Amberwood at Holland by Sim Lian Group is a low-density District 10 condo near King Albert Park MRT. Estimated at $2,800-$3,000+ psf, it offers premium 1-5 bedroom layouts near elite schools. Register now for VVIP Preview Access to secure direct developer pricing and floor plans!
A masterclass in District 20 living, Thomson Reserve is 2026’s biggest RCR launch. Spanning 554,000 sq ft near Ai Tong School and Upper Thomson MRT, this 1,268-unit mega-condo breaks a multi-year supply freeze. Explore our deep-dive review on this new launch and whether its worth to buy.
The NDR 2026 housing changes are here! Effective 24 Aug 2026, MND raised income ceilings to S$16,000 for BTOs and S$18,000 for ECs. Plus, the next launch is delayed to November 2026 with 7,960 flats. Find out how this shifts your buying power and strategy now.
Is Lucerne Grand worth the consider? Our ultimate review breaks down its 1-min sheltered MRT link, Jurong Lake views, and top school access. Discover if this CDL new launch is a highly recommended sanctuary for your own-stay or a strategic long-term play for your investment portfolio.
💡 Master Singapore’s shifting property market. The 3M SORA has found a cyclical floor, lowering home loan costs. Should you secure a 2026 fixed rate or ride the floating wave? Compare mortgage packages, protect your household cash flow, and optimize your refinancing strategy today.
Discover the standout features and unique selling propositions (USPs) of Singapore's hottest Q3/Q4 2026 new condo launches: Lucerne Grand, Thomson Reserve, and Amberwood.
Moving from an HDB to a condo? Upgrading requires careful financial planning. Learn how to manage your cash flow, calculate upfront ABSD costs, and weigh the pros of selling first versus buying first.
Is freehold always superior to 99-year leasehold in Singapore? Discover what 10-year historical price trends, lease decay, and resale data reveal for property buyers.
Planning to buy a home in Singapore? Don't risk your deposit. From strict ABSD tax rates and TDSR loan limits to choosing between HDB and bank mortgages, our ultimate guide breaks down the 7 crucial things you must know before purchasing a property in Singapore to ensure a safe, smooth investment.
The latest Singapore EC rules feature a 10-year MOP, 15-year privatization, and the removal of the Deferred Payment Scheme. Despite tighter regulations, first-time buyers benefit from a 90% launch quota. Explore how these shifts impact your property plans before purchasing.
The 15-month wait-out period for private homeowners buying an HDB resale flat has been officially removed! Learn how this policy shift affects your upgrading or downgrading property plans, what exceptions apply and how it impacts the current Singapore housing market landscape today.
Buying a condo in Singapore? Compare new launch vs resale properties. Understand progressive payment schemes, capital appreciation, immediate rental yield and renovation costs. Make an informed financial decision for your property investment using our comprehensive market guide.
Choosing your first home in Singapore? Surface prices don't tell the full story. This data-backed breakdown compares HDB BTO and resale flats across hidden costs, stacked CPF grants, and downpayments to find your perfect financial fit. Book a free consultation to map your journey!